factsheets

Following are crop insurance fact sheets for the 2000 growing season, prepared by the FCIC's Regional Service Office in St. Paul. Although the dates pertain to Minnesota, much of the other information is relevant to other states as well. The fact sheets contain a list of important signup dates and basic program info and options. Click on any category to learn more. Producers should contact their agents for more specific details. .




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MINNESOTA BARLEY

THIS FACT SHEET POINTS OUT CERTAIN FEATURES OF CROP INSURANCE AND IS NOT INTENDED TO BE COMPREHENSIVE. THE INFORMATION BELOW NEITHER MODIFIES NOR REPLACES TERMS AND CONDITIONS OF THE BASIC PROVISIONS, CROP PROVISIONS, OR COUNTY ACTUARIAL DOCUMENTS. CONTACT A CROP INSURANCE AGENT FOR FURTHER DETAILS.

CROP INSURED
The crop insured will be all the barley you have in the county in which you have a share and planted for harvest as grain. Other barley is not insurable unless a written agreement provides for such insurance. See your crop insurance agent for details on requesting a written
agreement.

CAUSES OF LOSS
Adverse Weather Conditions (including hail, frost, freeze, drought, and excess precipitation)
Insects* Plant Disease* Wildlife Fire
*But not damage due to insufficient or improper application of pest or disease control measures.

IMPORTANT DATES

Sales Closing/Cancellation:----March 15
Final Planting Date (North)----June 5
Final Planting Date (Central)---May 31
Final Planting Date (South)-----May 15
Acreage Reporting Date-------June 30
Billing Date--------------------October 1
Insurance Begins---------------Planting
Insurance Ends at harvest or---October 31
Production Reporting Date-----April 29

DEFINITIONS
APH Yield Actual Production History yield used to determine the production guarantee. -The APH Yield is based on up to 10 years of actual and/or assigned yields.

Unit The insurable acreage used to determine the APH Yield, the Production Guarantee and any Indemnity (loss payment).

Production Guarantee Number of bushels guaranteed per unit. Multiply your APH yield per acre x the coverage level percentage you select x number of acres in the unit.

Price Election Price of compensation per bushel in case of loss:
༨ Established Price: $1.60/bu
༨ Projected Market Price: $1.60/bu

High Risk Land (HRL) Land designated on a map in the actuarial documents with a high risk rate classification, requiring a higher premium rate due to higher risk.

HRL Exclusion Option An agreement to exclude from crop insurance coverage ALL high risk land by crop and (county, as signed on our form by the sales closing date. Catastrophic coverage is still available when this Option is in effect.

APH COVERAGE OPTIONS
Catastrophic Coverage(CAT) 50% of your APH yield and 55% of the Market Price.
Limited Coverage 50, 55, or 60% of your APH yield and up to 100% of the Market Price.
Additional Coverage 65, 70, 75, 80, or 85% of your APH yield and up to 100% of the Market Price.

PLANS OF INSURANCE
APH Actual Production History - Production guarantee based on individual yield history. Optional and basic units are available.
IP Income Protection - APH plus price protection with enterprise units only.
Optional Unit Generally, all the insured crop acreage in a section by share.
Basic Unit Generally, all the insured crop acreage in a county by share. *
Enterprise Unit Generally, all the insured crop acreage in a county. *

Malting Barley Price and Quality Endorsement
(Not available under catastrophic coverage)
Supplemental coverage is available for Malting Barley in addition to the coverage provided by the Barley Crop Provisions. Only varieties recommended by the American Malting Barley Association or approved by the Regional Office will be insurable. Additional premium is charged is this Endorsement is selected.

LATE AND PREVENTED PLANTING
These provisions provide protection on acreage that is planted after the final planting date or that cannot be planted. Not available for all plans of insurance. Please consult a crop insurance agent for details.

LOSS EXAMPLE - Barley
(Based on Actual Production History (APH) yield of 50 bu/ac, 65% coverage level, 100% market price, and one basic unit.)

   APH Example Revenue Example
   50 bushels per acre average yield (APH) 32.5 bushel guarantee* (see left)
x .65 coverage level x $1.60 projected price
32.5 bushel guarantee* $ 52.00 unit amount of protection
- 9.5 bushels per acre actually produced 9.5 bushels per acre actually produced
23 bushels per acre loss x $1.40 harvest price
x $1.60 price election $13.30 dollar production to count
$36.80 gross indemnity* $52.00 -13.30 = $38.70 gross indemnity
- $1.80 estimated premium per acre - $1.50 estimated premium
   (varies by county) (varies)
$35.00 net indemnity* $37.20 net indemnity*

*Figures shown on a per acre basis; yield guarantees and losses are paid on a unit basis. See policy provisions.

ADMINISTRATIVE FEES
These fees are charged in addition to the insurance premium. The insurance premium is subsidized by USDA.

Catastrophic (CAT) coverage: $60/crop/county. (No insurance premium is charged for CAT coverage.)
Limited Coverage: $50/crop/county, not to exceed $200/county or $600 total.
Additional coverage(buy-up): $20/crop/county.

USDA is an equal opportunity provider and employer.
11/29/99-2 Published by the St. Paul Regional Office, Risk Management Agency, USDA serving IA, MN & WI 651-290-3304

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Minnesota Wheat

CROP INSURED
The crop insured will be all the wheat you have in the county in which you have a share and planted for harvest as grain. Other wheat is not insurable unless a written agreement provides for such insurance. See your crop insurance agent for details on requesting a written agreement.

IMPORTANT DATES

   Sales Closing/Cancellation-----March 15
   Initial Planting Date (North)---April 1
   Initial Planting Date (Central)--March 27
   Initial Planting Date (South)----March 21
   Final Planting Date (North)----June 5
   Final Planting Date (Central)---May 31
   Final Planting Date (South)-----May 15
   Acreage Reporting Date-------- June 30
   Billing Date---------------------October 1
   Insurance Begins----------------Planting
   Insurance Ends at harvest or----October 31
   Production Reporting Date------April 29

Ø Established Price: $3.15/bu
Ø Projected Market Price: $3.15/bu

High Risk Land (HRL) Land designated on a map in the actuarial documents with a high risk rate classification, requiring a higher premium rate due to higher risk.

PLANS OF INSURANCE
APH Actual Production History - Production guarantee based on individual yield history. Optional and basic units are available.
CRC Crop Revenue Coverage - APH plus price protection with optional, basic and enterprise units.
GRP Group Risk Plan - Insures against widespread loss of production based on county average yields.
IP Income Protection - APH plus price protection with enterprise units only.
RA Revenue Assurance - APH plus price protection with optional, basic, enterprise, and whole farm units.
Optional Unit Generally, all the insured crop acreage in a section by share.
Basic Unit Generally, all the insured crop acreage in a county by share. *
Enterprise Unit Generally, all the insured crop acreage in a county. *
Whole Farm Unit Generally, all the insured crops in the county that are covered by the insurance plan.
* Currently only the RA plan of insurance has whole farm units.
* Reduced Premium.

REPLANT PROVISION
(Not available under catastrophic coverage)
A replanting payment is allowed if your wheat crop is damaged by a covered cause of loss to the extent that the remaining stand will not produce at least 90 percent of your bushel guarantee and it is practical to replant. The maximum payment will be the lesser of 20% of the guarantee, or the price election multiplied by 3 bushels.

LOSS EXAMPLE - (WHEAT)
(Based on Actual Production History (APH) yield of 40 bu/ac, 65% coverage level, 100% market price, and one basic unit.)

   APH Example Revenue Product Example
   40 bushels per acre APH yield 26 bushel* (see left)
x .65 coverage level x $3.15 base price
   26 bushel guarantee* $ 81.90 guarantee*
- 10 bushels per acre actually produced 10 bushels per acre actually produced
   16 bushels per acre loss x $2.75 harvest price
x $3.15 price election $27.50 revenue
   $50.40 gross indemnity* $ 81.90 - 27.50 = $54.40 gross indemnity
- 3.75 estimated premium per acre - $3.75 estimated premium (varies)
   (varies by county)
   $47.00 net indemnity* $ 50.65 net indemnity*

*Figures shown on a per acre basis; yield guarantees and losses are paid on a unit basis. Indemnities are rounded to the nearest whole dollar. See policy provisions.

ADMINISTRATIVE FEES
These fees are charged in addition to the insurance premium. The insurance premium is subsidized by USDA.
Catastrophic (CAT) coverage: $60/crop/county. (No insurance premium is charged for CAT coverage.)
Limited Coverage: $50/crop/county, not to exceed $200/county or $600 total.
Additional coverage(buy-up): $20/crop/county.

USDA is an equal opportunity provider and employer.
11/29/99 Published by the St. Paul Regional Office, Risk Management Agency, USDA serving IA, MN & WI 651-290-3304

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MINNESOTA SOYBEANS

CROP INSURED
The crop insured will be all the soybeans you have in the county in which you have a share and planted for harvest as beans.

CAUSES OF LOSS
Adverse Weather Conditions (including hail, frost, freeze, drought, and excess precipitation)
Insects* Plant Disease* Wildlife Fire Failure of Irrigation Water Supply**

*But not damage due to insufficient or improper application of pest or disease control measures.
**If caused by an insured peril that occurs during the insurance period.

IMPORTANT DATES

Sales Closing/Cancellation--------March 15
Final Planting Date----------------June 10
Acreage Reporting Date----------June 30
Billing Date-----------------------October 1
Insurance Begins------------------Planting
Insurance Ends at harvest or------December 10
Production Reporting Date-------April 29

   DEFINITIONS
APH Yield Actual Production History yield used to determine the production guarantee.The APH Yield is based on up to 10 years of actual and/or assigned yields.
Unit The insurable acreage used to determine the APH Yield, the Production Guarantee and any indemnity (loss payment).
Production Guarantee Number of bushels guaranteed per unit. Multiply your APH yield per acre x the coverage level percentage you select x number of acres in the unit.Price
Election (APH Plan) Price of compensation per bushel in case of loss:
   Ø Established Price: $5.16/bu
   Ø Market Price: (to be released before the sales closing date)
High Risk Land (HRL) Land designated on a map in the actuarial documents with a high risk rate classification, requiring a higher premium rate due to higher risk.
HRL Exclusion Option An agreement to exclude from crop insurance coverage ALL high risk land by crop and county, as signed on our form by the sales closing date. Catastrophic coverage is still available when this Option is in effect.

APH COVERAGE OPTIONS
Catastrophic Coverage (CAT) 50% of your APH yield and 55% of the Market Price.
Limited Coverage 50, 55, or 60% of your APH yield and up to 100% of the Market Price.
Additional Coverage 65, 70, 75, 80, or 85% of your APH yield and up to 100% of the Market Price.

PLANS OF INSURANCE
APH Actual Production History - Production guarantee based on individual yield history. Optional and basic units are available.
CRC Crop Revenue Coverage - APH plus price protection with optional, basic and enterprise units.
GRP Group Risk Plan - Insures against widespread loss of production based on county average yields. No individual loss protection available.
RA Revenue Assurance - APH plus price protection with optional, basic, enterprise, and whole farm units.
Optional Unit Generally, all the insured crop acreage in a section by share.
Basic Unit Generally, all the insured crop acreage in a county by share. *
Enterprise Unit Generally, all the insured crop acreage in a county. *
Whole Farm Unit Generally, all the insured crops in the county that are covered by the insurance plan.*
* Reduced Premium.

REPLANT PROVISION
(Not available under catastrophic coverage or GRP)
A replanting payment is allowed if your soybean crop is damaged by a covered cause of loss to the extent that the remaining stand will not produce at least 90 percent of your bushel guarantee and it is practical to replant. The maximum payment will be the lesser of 20% of the bushel guarantee or 3 bushels multiplied by the price election.

LATE AND PREVENTED PLANTING
These provisions provide protection on acreage that is planted after the final planting date or that cannot be planted by the final planting date or during the late planting period. Not available for all plans of insurance. Please consult a crop insurance agent for details.

LOSS EXAMPLE
(Based on Actual Production History (APH) yield of 48 bu/ac, 75% coverage level, 100% established price, and one basic unit.)

APH Example Revenue Product Example

   48 bushels per acre APH yield 36 bushel* (see left)
x .75 coverage level x $5.25 base price (est.-announced in March)
   36 bushel guarantee* $189.00 guarantee*
- 10 bushels per acre actually 10 bushels per acre actually produced
   produced
   26 bushels per acre loss x $4.50 harvest price (est.-announced in Sept.)
x $5.16 price election $45.00 revenue
$134.16 gross indemnity* $189.00 - 45.00 = $144.00 gross indemnity
- $3.00 estimated premium per acre - $5 estimated premium (varies by county)
   (varies by county)
$131.16 net indemnity* $139 net indemnity*

*Figures shown on a per acre basis; yield guarantees and losses are paid on a unit basis. See policy provisions.

ADMINISTRATIVE FEES
These fees are charged in addition to the insurance premium. The insurance premium is subsidized by USDA.

Catastrophic (CAT) Coverage: $60/crop/county. (No insurance premium is charged for CAT coverage.)
Limited Coverage: $50/crop/county, not to exceed $200/county or $600 total.
Additional Coverage: $20/crop/county.

USDA is an equal opportunity provider and employer.

12/17/99 Published by the St. Paul Regional Office, Risk Management Agency, USDA serving IA, MN & WI 651-290-3304

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MINNESOTA POTATOES

CROP INSURED
The crop insured will be all the potatoes you have in the county planted with certified seed in which you have a share and planted for harvest as certified seed or for human consumption. Other potatoes are not insurable unless a written agreement provides for such insurance. See your crop insurance agent for details on requesting a written agreement.

CAUSES OF LOSS
Adverse Weather Conditions (including hail, frost, freeze, drought, and excess precipitation)
Insects* Plant Disease* Wildlife Fire Failure of Irrigation Water Supply**

*But not damage due to insufficient or improper application of pest or disease control measures.
**If caused by an insured peril that occurs during the insurance period.

IMPORTANT DATES

   Sales Closing/Cancellation----------------March 15
   Final Planting Date (North)---------------June 10
   Final Planting Date (South)---------------May 31
   Acreage Reporting Date-----------------June 30
   Billing Date------------------------------October 1
   Insurance Begins-------------------------Planting
   Frost/freeze coverage ends (North)------October 7
   Insurance Ends at harvest or-------------October 15
   Production Reporting Date---------------April 29

༨ Established Price: $4.75/cwt.

High Risk Land (HRL) Land designated on a map in the actuarial documents with a high risk rate classification, requiring a higher premium rate due to higher risk.

APH COVERAGE OPTIONS
Catastrophic Coverage (CAT) 50% of your APH yield and 55% of the Established Price.
Limited Coverage 50, 55, or 60% of your APH yield and up to 100% of the Established Price.
Additional Coverage 65, 70 or 75% of your APH yield and up to 100% of the Established Price.

PLAN OF INSURANCE
APH Actual Production History - Production guarantee based on individual yield history. Optional and basic units are available.
Optional Unit Generally, all the insured crop acreage in a section by share.
Basic Unit Generally, all the insured crop acreage in a county by share. *
* Reduced Premium.

   NORTHERN POTATO QUALITY, CERTIFIED SEED AND STORAGE
   COVERAGE ENDORSEMENTS
   (Not available under catastrophic coverage)

Quality: Supplemental coverage is available for potatoes in the event they grade less than U.S. No. 2.*
Certified Seed: Supplemental coverage is available for potatoes in the event they do not pass certification.*
Storage: Supplemental coverage is available for 60 days for potatoes in storage.*
*Additional premium is charged if this Endorsement is selected.

LATE AND PREVENTED PLANTING
These provisions provide protection on acreage that is planted after the final planting date or that cannot be planted. Please consult a crop insurance agent for details.

LOSS EXAMPLE - POTATOES
(Based on Actual Production History (APH) yield of 150 cwt/ac, 65% coverage level, 100% market price, and one basic unit.)

APH Example

   150 cwt per acre average yield (APH)
   x .65 coverage level
   97.5 cwt guarantee*
   - 47.5 cwt per acre actually produced
   50 cwt per acre loss
   x $ 4.75 price election
   $237.50 gross indemnity*
   $24.00 estimated premium per acre (varies by county)
   $213.50 net indemnity*

*Figures shown on a per acre basis; yield guarantees and losses are paid on a unit basis. See policy provisions.

ADMINISTRATIVE FEES
These fees are charged in addition to the insurance premium. The insurance premium is subsidized by USDA.

USDA is an equal opportunity provider and employer.
12/14/99 Published by the St. Paul Regional Office, Risk Management Agency, USDA serving IA, MN & WI 651-290-3304

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MINNESOTA DRY BEANS

CROP INSURED
The crop insured will be all the dry beans you have in the county for which a premium rate is provided by the actuarial documents in which you have a share and planted for harvest as dry beans. Other types or practices are not insurable unless a written agreement provides for such insurance. See your crop insurance agent for details on requesting a written agreement.

CAUSES OF LOSS
Adverse Weather Conditions (including hail, frost, freeze, drought, and excess precipitation)
Insects* Plant Disease* Wildlife Fire Failure of Irrigation Water
Supply**

*But not damage due to insufficient or improper application of pest or disease control measures.
**If caused by an insured peril that occurs during the insurance period.\

IMPORTANT DATES

   Sales Closing/Cancellation---------March 15
   Final Planting Date------------ ----June 10
   Acreage Reporting Date---------- June 30
   Billing Date------------------------October 1
   Insurance Begins-------------------Planting
   Insurance Ends at harvest or-------October 31
   Production Reporting Date---------April 29

Established Prices:

Adzuki, Pink, Pinto, Small Red $0.18/lb
Black Turtle Soup $0.17/lb
Cranberry $0.25/lb
Dark Red Kidney $0.29/lb
Light Red Kidney $0.24/lb
Great Northern $0.20/lb
Pea (Navy, Medium White) $0.19/lb

High Risk Land (HRL) Land designated on a map in the actuarial documents with a high risk rate classification, requiring a higher premium rate due to higher risk.
HRL Exclusion Option An agreement to exclude from crop insurance coverage ALL high risk land by crop and county, as signed on our form by the sales closing date. Catastrophic coverage is still available when this Option is in effect.

REPLANT PROVISION
(Not available under catastrophic coverage)
A replanting payment is allowed if your dry bean crop is damaged by a covered cause of loss to the extent that the remaining stand will not produce at least 90 percent of your production guarantee and it is practical to replant. The maximum payment will be the lesser of 10% of the guarantee or 120 pounds times your price election.

LOSS EXAMPLE
(Based on Actual Production History (APH) yield of 1500 lbs/ac, 65% coverage level, 100% market price, and one basic unit.)

   APH Example
   1500 pounds per acre APH yield
   x .65 coverage level
   975 pounds guarantee*
   - 100 pounds per acre actually produced
   875 pounds per acre loss
   x $0.20 price election
   $175 gross indemnity*
   - $10 estimated premium per acre (varies by county)
   $165 net indemnity*
*Figures shown on a per acre basis; yield guarantees and losses are paid on a unit basis. See policy provisions.

ADMINISTRATIVE FEES
These fees are charged in addition to the insurance premium. The insurance premium is subsidized by USDA.

USDA is an equal opportunity provider and employer.
12/14/99 Published by the St. Paul Regional Office, Risk Management Agency, USDA serving IA, MN & WI 651-290-3304

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MINNESOTA SUGAR BEETS

CROP INSURED
Sugar beets grown under a sugar beet processor contract and planted for harvest as sugar beets.

CAUSES OF LOSS
Adverse Weather Conditions (including hail, frost, freeze, drought, and excess precipitation)
Insects* Plant Disease* Wildlife Fire Failure of Irrigation Water Supply**

*But not damage due to insufficient or improper application of pest or disease control measures.
**If caused by an insured peril that occurs during the insurance period